• It’s not all doom and despair out there in the land of real estate. Buying and selling houses may seem like a perfectly good way to trigger a nervous breakdown, but when it comes to refinancing, if…   Read the Article

  • Mortgage -- what used to be such a dry, even boring financial topic is now riddled with emotional landmines and drama potential.Maybe, like lots of Americans, your home equity is upside down and you…   Read the Article

  • Once you’ve bought a home with me, you’re a client for life. Ask my buyers, they can’t get rid of me! I just feel like if you walked into Nordstrom and dropped a half a mil on shoes, they’d probably…   Read the Article

  • The best time to refinance depends on two factors: mortgage rates and how long you plan to stay in the home. If today’s rates are at least 2 points lower than your existing rate, you should…   Read the Article

  • As the eco-friendly housing trend continues to grow, mortgage lenders are jumping on the green bandwagon. Many lenders are starting to offer bigger loans or discounts to buyers who choose to make…   Read the Article

  • If you refinanced your mortgage, the points you paid are not deductible in the year you paid them, unlike the points you paid when you first took out your mortgage. For refinanced mortgages, you have…   Read the Article

  • If you have missed fewer than three mortgage payments or are anticipating that you might have to miss them in a month or so because of life circumstances, put your smarts in action and implement this…   Read the Article

  • No matter what your financial stats are, they can almost always be better. This is a double-edged sword. It's great because with a little bit of work, most of us can improve the snapshot of our…   Read the Article

  • Two Ways Mortgages are Like Life Partners No matter how many are out there, you only have to find one. (Or two, or realistically three -- max -- for mortgage loans and partners.) Your commitment is…   Read the Article

  • The goal of your mini-makeover is just to spend a month or so making sure that your personal stats paint as pretty a picture of your financial resources -- FICO scores, debt-to-income (DTI) ratios,…   Read the Article