Moving Black Book: The People You Should Tell

Make sure banks, credit card companies, the tax man and other service providers have your new address.

Now's the time to get your service providers in the loop. Changing your address before you skip town can prevent major hassles like past-due bills, service lapses, and even identity theft. Keep an eye on incoming mail to see which companies you need to notify, but here are the biggies.

  • The post office. Log on to moversguide.usps.com or go to your local branch to fill out a change of address form and arrange for mail forwarding.

  • The IRS. Print out and mail in the IRS' Change of Address form.

  • Credit card companies. Don't forget about store cards and loyalty programs!

  • Banks. You'll want easy access to your checking account on moving day, and you'll also need to update online banks, retirement funds, and investment accounts.

  • Utility companies. Arrange for service at your new address, and schedule shut-off at your old address for the end of the moving day, so you'll still be able to turn on the lights and use the bathroom while you're working.

  • Home or renters' insurance. Ask if they cover your possessions during transport, especially if you're moving valuables or electronics in your own vehicle.

  • Car insurance

  • Health insurance

  • Your doctor. Get referrals to physicians in your new area, and have your medical files transferred.

  • Government agencies. If you have benefits from Social Security, Medicare, Medicaid, or any other government program, make sure you notify them of your move.

  • Phone company, cable, and internet. Discontinue service at your old location and schedule new service.

  • Cell phone provider

  • Magazine subscriptions

  • Clubs or organizations

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