• In all your excitement about the prospect of buying a house, you'll be tempted to twist your financial numbers so you appear more desirable to a potential lender. Instead of admitting the balance on…   Read the Article

  • There are Two Categories of Mortgages: Governmental loans are mortgage programs sponsored by a government agency. These include the Federal Housing Administration (FHA), the Veteran’s Administration…   Read the Article

  • Due to the frightening house market in California, we agreed to allow our real estate agent to "double agent" --- that is, to represent the buyer as well as us, the seller. After having our house on…   Read the Article

  • The truth is, unless you’re a real estate or mortgage professional, or you buy a house or two every month, you probably aren’t completely on top of the game just because you’ve played it before. You…   Read the Article

  • There's no place like home, unless you have a mortgage with ridiculous terms that make paying it painful. Here's a recipe for unhappy homeownership:Get a mortgage with an exceedingly high interest…   Read the Article

  • Loan trouble may start with one missed mortgage payment, but it can spiral out of control. As bills stack up, how do you cope? Do you stop eating out and drop cable TV? Do you put off car payments to…   Read the Article

  • You’ve played with the many tools and calculators available. You have a sense of what you can afford and what different mortgages have to offer.Now it’s time for you to get pre-approved.Pre-approved…   Read the Article