Loans

When real estate prices were on the rise, it seemed like everyone had tapped into their home’s equity. But now, of course, with homes in a freefall you don’t hear much about home equity loans.…   Read the Article

Your dream may be to find a great deal on an old house and fix it up just for your family. But while opportunities abound in today’s buyer’s market, there’s still a big hurdle to overcome. The home…   Read the Article

Desperate times call for desperate measures. With the days of "100 percent financing" long gone and many lenders requiring at least 10 percent down for a home purchase, cash-strapped homebuyers are…   Read the Article

The term "loan modification," virtually unheard of before the foreclosure crisis, has elbowed its way into conversations all over America. Millions of homeowners are being inundated with postcards,…   Read the Article

Have you ever seen those visual puzzles where, depending on whether you focus on the figure or the background, the image looks like a vase or two silhouettes, a feathered hat or an old woman? Escrow…   Read the Article

So you have the perfect home picked out, you’re already boxing up silverware and calling movers for quotes -- but you’re putting off the most important call of all: to a mortgage broker. And with…   Read the Article

The days of "zero down" are all but gone. A minimum of 10 percent down is getting to be the standard and some mortgage lenders are back to requiring 20 percent down, according to the Mortgage…   Read the Article

Now through Dec. 31, 2012, homeowners can apply for a loan modification with lenders under Obama’s $75 billion refinance and mortgage modification program. The Treasury Department says the “Making…   Read the Article

Once upon a time, in a real estate market far, far away, you could be a deceased dog with no job and bad credit and still qualify for a home loan. For better or worse, those days are gone (and I’m…   Read the Article

You worked for years to improve your credit score. You saved every penny you made and then moved in with your parents to save a few more. You surfed real estate listing sites until your Chihuahua…   Read the Article