How to Finance

Figure Out Your Financial Strategy

Start by asking yourself: How long do I plan to live in the house I buy?

Types of Mortgages

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  • These days, real estate consumers can get all sorts of information online about a particular property -- number of beds and baths, lot size, even standardized rankings of nearby schools. Multiple…   Read the Article

  • Many homeowners are receiving offers for assistance in getting their property taxes reduced, sent by services purporting to specialize in reducing people’s property taxes. It is absolutely possible…   Read the Article

  • Buying a home at a good price and with a good mortgage is only the first step of being a smart homeowner. Smart homeownership is actually a lifelong exercise, requiring that you keep the implications…   Read the Article

  • Have you ever seen those visual puzzles where, depending on whether you focus on the figure or the background, the image looks like a vase or two silhouettes, a feathered hat or an old woman? Escrow…   Read the Article

  • Capital gains tax is a tax on the profits you receive when you sell something (like a home) for more than you paid for it. One of the primary benefits of homeownership is its wealth-building…   Read the Article

  • So you have the perfect home picked out, you’re already boxing up silverware and calling movers for quotes -- but you’re putting off the most important call of all: to a mortgage broker. And with…   Read the Article

  • Tax season is upon us, and homeowners everywhere will reap the benefits of tax breaks and incentives. If you're currently renting, consider the tax advantages of homeownership. Now may be the time to…   Read the Article

  • Personal Information Full name of all persons applying for the loan along with their social security cards (the original blue card - not a copy) Your home address, including zip code, for the…   Read the Article

  • You’ve found your dream home. Now, how exactly do you plan to pay for it? These days, financing a home goes way beyond the conventional fixed-rate loan. Buyers can enjoy lower interest rates, reduced…   Read the Article

  • The days of "zero down" are all but gone. A minimum of 10 percent down is getting to be the standard and some mortgage lenders are back to requiring 20 percent down, according to the Mortgage…   Read the Article

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