Buy a Bike, Move to Brooklyn, Save a Buck in Mortgage

It pays to live in subway-deprived — and generally more affordable — neighborhoods like Red Hook and Clinton Hill. Especially if you travel by bike.

Photo by: Zillow Bike-friendly New Yorkers are seeking better deals in subway-challenged neighborhoods like Clinton Hill (seen here) — and relying on their bikes to get around.

It's no secret that moving to a transit-deprived neighborhood can shave money off your mortgage or rent. While most New Yorkers consider the lack of a nearby subway stop to be a major drawback, it's become less of a downside for New Yorkers who've embraced bicycles as their preferred mode of transport.

The New York Times recently profiled New Yorkers who've cut their rents and upgraded their homes by moving to neighborhoods that are lacking in public transit options. One cyclist boasts an 18-minute commute from Brooklyn to Manhattan — and a $2,050 monthly rent for a "charming" two-bedroom apartment. One former Manhattanite reduced her rent by 20% and doubled her square footage when she moved to a luxury rental in Greenpoint, relying on her bike to get to work.

The Times article cites statistics from the American Community Survey, which found that 27,759 New Yorkers bike to work. Of those cycling commuters, Queens College professor Andrew A. Beveridge figures that nearly half live in Brooklyn — specifically in places like Clinton Hill, Greenpoint, Red Hook and Bushwick.

So what kind of homes — and at what price points — can you get if you're willing to live a little bit off the transit grid? Here are eight options for sale and for rent.

Zillow Real Estate Search


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