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2. Upscale Master Suite Addition

• Cost of upscale master suite: $137,891
• Average resale value: $110,512
• Percentage of cost recovered: 80.1%
• Best return: 124.4% in Seattle
• Worst return: 48.4% in Detroit

Creating a dream master suite with a sitting area, a large master bath with custom stone vanities, custom bookcases, a gas fireplace and a large walk-in closet will leave you with a fabulously high remodeling tab that won't be repaid when you resell your home -- unless you live in a luxury home in a high-cost area where the real estate market is hot.

A luxury master suite that makes you the envy of the neighborhood won't make you money. Don't over-improve for the neighborhood, you'll never see return on your investment. Consider other homes in the area before making such a significant improvement.

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